Medicaid regulations are contradictory and complex.  While a person with one type of illness may find his or her medical costs paid for by Medicare, a person with another disability may instead be required to rely on Medicaid.  With proper planning, the complex federal and state Medicaid regulations can be negotiated in a fashion that preserves assets for the protection of the remaining members of the family.  Careful planning also maximizes assets remaining for the community spouse’s benefit.